Loan Programs

First time home buyer? FHA Loan is an option.

An FHA insured loan is a US Federal Housing Administration mortgage insurance backed loan which is provided by an FHA approved lender such as Franklin Loan Center.  FHA insured loans were created by the US government as an assistance program to allow Americans to borrow money for purchasing a home to live in that they might not have been able to afford otherwise. The home must be owner occupied and must fit some specific criteria.  There are many benefits to a FHA home loan. 


If you think you are eligible, speak with one of our loan officers today about purchasing a home with an FHA loan!

Benefits Include

  • 3.5% Down
  • 580 Minimum FICO
  • Aggressive Debt-to-Income
  • No required reserves
  • Appraisal requirements to protect you as the buyer
  • 30 year fixed rate
  • In-house processing, underwriting, docs and funding

*Per FHA County limits for Riverside and San Bernardino County. Based on a single family primary residence.