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Non QM/Alternative QM
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Non QM/Alternative QM Loan Programs

A Non-QM loan can help borrowers who have had credit issues in the past such as foreclosures, bankruptcy, late payments or other isolated credit issues. Non-QM loans also have underwriting guidelines that are different than the typical conventional or government type loans. Self-employed borrowers typically have more complicated income structures that require different calculations than wage earners.

 

If you think you are eligible, speak with one of our loan officers today about purchasing a home with a Non-QM/Alternative QM loan program!

Find a Location Near You to Start Your Loan Process

Benefits Include

  • 3.5% Down

  • Bank Statement for Income Options

  • Additional alternative income verification options available

  • Up to one day out of foreclosure options

  • Up to one year out of bankruptcy options

  • Up to one day out of short sale options

  • No income qualifying for investment properties

  • Foreign National Programs

  • Non warrantable condo programs

  • mortgage terms
  • company state licenses
  • privacy policy
  • accessibility statement

NMLS: #237653 © 2022 Franklin Loan Center is a Franklin Loan Corporation Company Equal Housing Lender Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act, 4131316   

NMLS Consumer Access

  (760) 779-8100   |    info@franklinlc.com

Franklin Loan Center Corporate 44-800 Village Court, Palm Desert, CA 92260
(888) 562-6033

 

Company Hours:

Monday: 8:00am - 5:00pm

Tuesday: 8:00am - 5:00pm

Wednesday: 8:00am - 5:00pm

Thursday: 8:00am - 5:00pm

Friday: 8:00am - 5:00pm

Saturday: By appointment only
(Contact your loan officer for more details)

Sunday: Closed     

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NMLS: #237653 © 2022 Franklin Loan Center is a Franklin Loan Corporation Company Equal Housing Lender Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act, 4131316   

NMLS Consumer Access