Non QM/Alternative QM Loan Programs
A Non-QM loan can help borrowers who have had credit issues in the past such as foreclosures, bankruptcy, late payments or other isolated credit issues. Non-QM loans also have underwriting guidelines that are different than the typical conventional or government type loans. Self-employed borrowers typically have more complicated income structures that require different calculations than wage earners.
If you think you are eligible, speak with one of our loan officers today about purchasing a home with a Non-QM/Alternative QM loan program!
Bank Statement for Income Options
Additional alternative income verification options available
Up to one day out of foreclosure options
Up to one year out of bankruptcy options
Up to one day out of short sale options
No income qualifying for investment properties
Foreign National Programs
Non warrantable condo programs