Reverse Mortgage
Loan Programs

Reverse Mortgage Loan Programs

A reverse mortgage is a loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their homes into cash. Instead of making monthly payments to a lender, as with a traditional mortgage, the lender makes payments to the borrower. The borrower is not required to pay back the loan until the home is sold or otherwise vacated.  As long as the borrower lives in the home he or she is not required to make any monthly payments towards the loan balance.


If you think you are eligible, speak with one of our loan officers today about the Reverse Mortgage loan program!

Benefits Include

  • 3.5% Down
  • Max Loan Amount $355,350*
  • 580 Minimum FICO
  • Aggressive Debt-to-Income
  • No required reserves
  • Appraisal requirements to protect you as the buyer
  • 30 year fixed interest rates
  • In-house processing, underwriting, docs and funding

*Per FHA County limits for Riverside and San Bernardino County. Based on a single family primary residence.