Palm Desert

we treat your loan like it's our own

Ray Giraud

Senior Loan Officer


rgiraud@franklinlc.com

Office: 760.779.8108

Cell: 760.641.1803

NMLS #834707 CalBRE: 01096307



Ray has been a Realtor since 1990 and a mortgage loan officer since 1997.  He always tries his best to help those in need, whether they are first time home buyers with little down payment or self-employed persons with difficult tax returns to examine.


Apply now for a better mortgage experience